Something
NEW is coming to United Bank!
Stay tuned for AccessUnited’s new look. Our website will be
refreshed with new pages and a design that will be easier to
navigate as you manage your finances online. Plus, we have a big
surprise to share that you’re sure to love. Visit our website on
Tuesday, September 7 for the unveiling of the new AccessUnited.
Attention Quicken & Quickbooks Users:
United Bank is now an Intuit online banking
partner. Quicken and QuickBooks users may now gain new efficiencies
with download functionality through AccessUnited’s online banking.
Check out this new partnership today. You must be an active
AccessUnited online banking customer to begin using these features.
For questions or to become an online banking customer, contact our
Customer Contact Center Monday through Saturday, 7a.m. until 11p.m.
at 770-567-7211.
Tips for Businesses Accepting Credit and Debit Cards
If you accept credit cards and debit cards from your customers, you are
familiar with the varying costs of handling those transactions. Here are
a few tips to avoid downgrades:
- When accepting mail or telephone orders, authorize every sale
on the order date. Authorizations are valid for a specific number
of days: Visa and MasterCard, up to 7 days. Discover, up to 30
days. Merchandise must be shipped and sales must be settled within
these time frames or the authorization will expire.
- In the retail environment, train your sales associates to
swipe cards whenever possible, rather than hand keying
transactions. Swiped transactions cost you less for processing.
United Bank’s Business Services can help you avoid unnecessary
additional fees and downgrades. Keep more money in your pocket,
and use the best practices of card acceptance. Contact us at
770-567-7211 for more information.
Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006
The UIGEA, signed into law in 2006, prohibits any person engaged
in the business of betting or wagering (as defined in the Act) from
knowingly accepting payments in connection with the participation of
another person in unlawful internet gambling. The Department of
Treasury and the Federal Reserve Board have issued a joint final
rule, Regulation GG, to implement this Act.
As defined in Regulation GG, unlawful Internet gambling means to
“place, receive or otherwise knowingly transmit a bet or wager by
any means which involves the use, at least in part, of the internet
where such bet or wager is unlawful under any applicable Federal or
State law in the State or Tribal lands in which the bet or wager is
initiated, received or otherwise made”.
As a commercial customer of United Bank, these restricted
transactions are prohibited from being processed through any
business account or banking relationship with us. If you do engage
in an Internet gambling business and open a new account with us, we
will ask that you provide evidence of your legal capacity to do so.
